Programme Completed
CeMAP Tutor-Led Training Programme
Current Position
Directors, Bespoke Mortgages Ltd
Outcome
Qualified Mortgage Advisers, Business Owners and Employers of Future Mortgage Professionals
Background
In 2016, brothers Ranj and Waran Thavanesan were looking to establish themselves within the financial services industry and pursue careers as professional mortgage advisers.
Like many aspiring advisers, they understood that gaining the right qualification was the essential first step, but they also recognised that building a successful career would require commitment, practical experience and ongoing professional development.
They enrolled on Futuretrend’s intensive tutor-led CeMAP training programme with a clear goal: to gain the knowledge and confidence needed to enter the mortgage industry.
The Challenge
Breaking into any professional industry can be difficult.
The mortgage sector offers significant opportunities, but new entrants often face several challenges:
- Gaining the required qualifications
- Understanding complex regulations
- Building confidence with clients
- Securing their first role within the industry
- Developing the practical skills needed to succeed
For Ranj and Waran, the challenge was not simply passing exams but laying the foundations for a long-term career.
The Learning Journey
Both brothers completed Futuretrend’s 10-day tutor-led CeMAP programme, combining structured classroom learning with guided exam preparation and professional support.
Throughout the programme they developed their understanding of:
- Mortgage products and lending principles
- Financial regulation and compliance
- Client needs and suitability
- Mortgage advice processes
- Industry best practice
After successfully completing their qualification, they entered the mortgage industry and began applying their knowledge in real-world environments.
Building Experience and Industry Knowledge
Following qualification, both Ranj and Waran worked within established mortgage networks, developing their expertise and gaining valuable experience supporting clients through the home-buying and remortgaging process.
Over the following years they built strong professional reputations, developed extensive industry knowledge and established a growing client base.
Their experience across different environments provided valuable insight into both the opportunities and challenges within the mortgage sector.
Taking the Next Step
In 2019, just three years after completing their CeMAP training, Ranj and Waran took the significant step of launching their own mortgage brokerage, Bespoke Mortgages Ltd.
Their vision was simple:
To provide clients with professional mortgage advice supported by a personalised and customer-focused approach.
Since launching the business, the company has continued to grow and establish itself within the marketplace, supporting a wide range of clients with residential, remortgage and specialist mortgage requirements.
Giving Back to the Industry
One of the most rewarding aspects of their journey has been their commitment to supporting the next generation of advisers.
As their business expanded, Ranj and Waran began recruiting qualified mortgage advisers into their growing team, including individuals who had completed professional training through Futuretrend.
Their success has created opportunities for others looking to begin careers within the industry, helping to strengthen the professional community that supported them at the beginning of their own journey.
Where They Are Today
Today, Ranj and Waran are successful business owners, mortgage professionals and employers.
Their journey demonstrates how professional qualifications can provide the foundation for long-term career development, progression and entrepreneurship.
While the CeMAP qualification was the starting point, their success has been built through dedication, continuous learning, industry experience and a commitment to delivering excellent service to their clients.
Learner Reflection
“Completing CeMAP was an important first step in our journey into the mortgage industry. The knowledge and confidence we gained helped us secure opportunities within the sector, build our experience and ultimately create our own business. Looking back, it was the beginning of a career path that has provided opportunities we could never have imagined at the time.”
Key Outcomes
- CeMAP Qualified Mortgage Advisers
- Successfully Entered the Mortgage Industry
- Built Careers Within Established Networks
- Founded Bespoke Mortgages Ltd
- Created Employment Opportunities for Other Advisers
- Continued Professional Growth Since Qualification
- Supporting the Next Generation of Mortgage Professionals